One strategy or activity that stimulates my imagination is by almost making my brain overclock or overdrive, thinking of A LOT of things in a very short time span. I can be very imaginative and think of so many options to so many problems.
I am so curious about how I could make my work better, and how I could improve my syntax and some grammar too. I am excited to learn more about how I could keep writing to make it even better.
I think my experiences such as playing volleyball, loving animals, and being involved in the community by working influenced my choice of course / hobbies / teams because I want to be in AP biology for next year, and I want to take Composition 11 for my English course because I think it would help with my writing for biology.
One goal I have set for myself is that I want to improve on the following; “Examples of where I communicate clearly and purposefully can be seen in…” because I feel like I don’t communicate as much as I should or would want to and I feel like communicating more would help improve my grades overall
What is the difference between a stock and a bond?
A stock is a share in a company owning a piece of the company while a bond is a loan given to a company that they pay back to you over time
Which security tends to have the best returns?
Having stocks in a company is more risky but has higher returns
2. Risk
How are risk and return connected?
By buying from a risky but highly profitable company will give you a high return, but is risky because the company could go bankrupt at any time.
What are some steps you could take to mitigate risk while investing in the stock market?
By diversifying your stock portfolio, AKA getting a lot of spread out stocks among smaller companies.
3. Balance
What does it mean to have a “well-balanced portfolio?”
It shows the proportion of bonds to shares you own, while also showing your diversified portfolio.
What is “rebalancing” a portfolio and why is it important?
Rebalancing your portfolio is when you either sell stocks or bonds depending on the market, like a market crash where you would buy more stocks than bonds due to how low the market is.
Core Competency Self Assessment
How much information did you use to help you with your decision-making process?
I used however much information we were given to with my decision process. With all the information given to me I can use my mind to invest in what I want and save what I want, while also keeping myself from recklessly buying stuff, mainly liabilities, like cars, new phone, or any other item you buy that depreciates when you buy it
Has investing become a more approachable or attainable concept to you?
For me it has become more approachable but I’m still not too sure about higher risk investments like stocks, because I’d rather put my money towards other things that are more interesting like getting into real estate, which is a lot safer and more trusted. I’m also going to resist from buying liabilities and buying assets, because I can discipline myself to do that and will overwork myself so that I can get a house as fast as possible.
What is something that you have learned which you have changed your mind about?
I changed my mind about investing, beforehand thinking it stupid to invest all your money into something super risky. Now though, I think it would be smart, as long as you balance your portfolio or trust in certain parts of the market. It helps if I keep track of my funds very closely, by doing whatever I can in my spare time to look at the market, seeing what’s low and what’s high. Also investing in my retirement fund would be something I’ve changed my mind about because I thought it would happen naturally to save for retirement but it’s not the case, and I will save for retirement as much as I can.
Do I look for personal relationships that confirm or challenge my beliefs, values, and ideas? Why?
Yes, most of the time I look for people, or relations to people that challenge myself on how to think about people, like working with the public which is something by itself. It helps strengthen my patience, and in-turn strengthens my beliefs, because I believe in helping people even if they don’t understand some things.
2. I can analyze evidence to make judgements
I like to observe more than do stuff even if sometimes that doesn’t happen. I look for small details on people and make judgements on what happens (and sometimes overthink the situation). For example, if someone has a bruise, I will think of what sports / physical activities they do and think of what it could be from.
I am clear on the difference between simple “group work” and collaboration as evidenced by…
We mostly worked together to make a complete idea and instead of minimally talking and simply finishing the work, we actually bounced ideas off of each other and making a key that was somewhat easy to read and made Latin names that are similar to each other if they were close to each other
This is our catapult project that involved throwing a ball through the catapult as far as possible
Thinking
I can analyze evidence to make judgements
Explanation
By analyzing how a ball flies and what angle I could determine how to make the ball fly further and higher without going to high or too far without height.
