The budget currently: $80,000 The goal: $120,000 I have 3 years to reach the goal, and I save $10,000 each year. Just saving Year 1 – 80,000 + 10,000 = 90,000 Year 2 – 90,000 + 10,000 = 100,000 Year 3 – 100,000 + 10,000 = 110,000 This would not … More ADL – Financial literacy