Curricular Response

Stocks vs Bonds

A) What is the difference between a stock and a bond? Stocks grow and decline your money while Bonds are debt you have to pay off.

B) Which security tends to to have the best returns? Usually stocks and private loans.

Risk

A) How are risk and return connected? Risk is usually the outcome of an investment while return is a profit or a loss of an investment.

B) What are some steps you could take to mitigate risk while investing in the stock market? understand the risks, Buy blue chip stocks, look at it regularly and maintain it.

Balance

A) What dose it mean to have a “well balanced portfolio?”. You want to have a well balanced portfolio to invest your money on different platforms like stocks, real-estate, bonds.

B) What is “rebalancing” a portfolio and why is it important? It is very important when having to manage your money. You have to buy and sell different areas in your portfolio in order to keep it balanced.

Core Competency Self Assessment

How much information did you use to help you with the answering the above questions? I researched online to help me under stand this topic a bit more.

Has investing become a more approachable or attainable concept to you? Yes after I did some research I feel like I have more knowledge of it now.

What is something that you have learned which you have changed your mind about? Something I learned that I didn’t know much about is what a credit card is and why its better than a debit card and all the tips and tricks with it.