ADL financial literacy

solution:

0 stock + 10,000 each year/80,000 GIC

GIC:

year 1

80,000 x 1.035 = 82,800

year 2

82,800 x 1.035 = 85,698

year 3

85,698 x 1.035 = 88,697.43

stock: (all good years)

year 1

0 x 1.075 = 0 +10,000 = 10,000

year 2

10,000 x 1.075 = 10,750 + 10,000 = 20,750

year 3

20,750 x 1.075 = 22,306.25 + 10,000 = 32,306.25

stock: (with bad year)

year 1 (bad year)

0 x 0.913 = 0 + 10,000 = 10,000

year 2

10,000 x 1.075 = 10,750 + 10,000 = 20,750

year 3

20,750 x 1.075 = 22,306.25 + 10,000 = 32,306.25

grand totals:

GIC + good year stocks GIC + 1 bad year and 2 good year stocks

121,003.68 121,003.68

visual:

GIC

stock

justification:

good things:

the GIC is reliable and you can take it out each year meaning you cant lose that much.

the stock had a bad year when there was zero money in it so you lose nothing.

problems:

the stocks are very unpredictable meaning if the bad year wasn’t the first year it would lose a lot.

collaboration with group:

  1. working with the group was difficult during class time as we did not use it affectively.
  2. I decided to take my own path and find my own way to figure this problem out.
  3. no because every other way I tried it wouldn’t work other than this one.
  4. 2.

core competencies reflection:

If I notice someone in my group is struggling, that’s a sign that my group needs help and we can get support by asking the tutor or teacher to support our learning.

I can take on roles and responsibilities in a group; I do my share.

I can encourage others to share their voices and value diverse perspectives.

I can work with others to achieve a goal.

THE END

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