ADL – Financial Literacy

Data and Solutions

3 Year GIC + Stock Market

3 Year GIC

Year 1 – 40,000 x 1.042 = 41,680

Year 2 – 41,680 x 1.042 = 43,430.56

Year 3 – 43,430.56 x 1.042 = 45,254.64

Stock Market

Year 1 – 40,000 x 1.075 = 43,000

Year 2 – (43,000 + 10,000) x 1.075 = 56,975

Year 3 – (56,975 + 10,000) x 1.075 = 71,998.13 + 10,000 = 81,998.13

Total = 45,254.64 + 81,998.13 = 127,252.77

OR

Stock Market

Year 3 – (56,975 + 10,000) x 0.913 = 61,148.18 + 10,000 = 71,148.18

Total = 45,254.64 + 71,148.18 = 116,402.82

If the stock market had three good years. This solution will produce more than enough money for the down payment. However if it goes bad even once the money will end up at least 4,000 short. My risk tolerance is mostly medium so this might not actually be the best option for me but I think that the amount missing isn’t very differential so I’d risk it. There might be better options but this one works because there’s a buffer if all goes well and it isn’t a disaster if it doesn’t.

The group work was fine. I believe it went well and my contributions to the group were a few different plan options and writing everything down. The rest of the group also contributed other options and did most of the math for me. We ended up going with the original idea our group had and didn’t do the math for any of the other ones. I would say our group work was a 3.

Core Competency Reflection

I can work with others to achieve a goal.

Our group work went smoothly. There was no discord between the members. All of us contributed, there was no one person doing all the work. As such no one was left out either.

I can take on roles and responsibilities in a group; I can do my share.

I contributed to our group work. I was a part of the discussion happening among my teammates. This is actually somewhat rare, I don’t like talking to people.

I can reflect on my thinking.

I recognize what was probably going through my head at the time. However right now I’m also aware that this solution is not the best, both in general terms and in the terms of my own risk tolerance. Finding a way to ensure the correct amount of money was there no matter what would have been best for me.

I can show a sense of accomplishment and joy. I take pride in my work and myself.

May not entirely be relevant, but I am proud of myself for finally getting this project done. I’m proud I’ve managed to get it complete and no longer have to worry about it anymore. Even if it was very, very late.

Wood 9 Edublog

My Experience

I learned how to use all the machines correctly and safely. I learned how to turn a block on the lathes and what some of the lathe tools are used for. I learned how to breakout a piece of wood. I learned how to not get my fingers cut off and, strangely enough, how to ask for help.

Turning blocks on the lathe was a challenge for me as I found it a bit hard to to get the wood down to a consistent size. I eventually got better at making it even all across but it was a struggle for quite a while. Another challenge was using the band-saw. It was hard for me to control were I wanted the to wood to go and that lead to a few wobbly and uneven cuts.

Even though I had a lot of trouble on the lathe with the salt and pepper shakers I had a lot of success, and fun, with the spinning tops. That was also my favourite project. My top spun evenly for about 20 seconds when I tried it. Plus, I think it looks good.

Meeting Expectations/Assessment

I did meet my expectations. I might have even surpassed them as I really wasn’t confident about wood when I started it this year. No injuries were sustained, I believe my projects look good and are three of them are completed with the fourth not far behind. I used my time efficiently for the most part and stayed out of other peoples way.

I believe I also met Mr. Pope’s expectations especially if I finish my salt and pepper shakers in the rest of this class.

In Metal

In metal I will do my best to not waste anymore of my time. There were several instances during wood shop were I could have been doing something but wasn’t. I think if I had used that time on my projects I could have been finished all of them already instead of having to cut it down to the wire on time so I will do my best to rectify that in the metal shop.

A Dark And Hollow Star

My Movie

Plot, Character, Setting and Mood

I figured out how my character looked by reading over the descriptions of her on pages 54 , 80 and 81. I combined the three descriptions to figure roughly what my character looked like. “Her outward appearance was sun-bronzed skin.” on pg. 81 and “But Nausicaa was blond and sun-tanned gold.” of pg. 54. I choose the plot points based on how much the characters learned. There were a few fights I left completely out of the story because they were just fights, not anything with any important information about the plot. To figure out the setting I looked at the landmarks they mention as there are a few times when they teleport and its not explicitly clear were they end up. I also looked at the technology and references they made to figure out the year it was set in as that was not clearly stated either. “She nursed her brightly coloured drink and passed the time on her massive teal smartphone.” pg. 301. The word “mood” in literature refers to the general theme of the story. Meaning whether its a dark and depressing story or a light hearted one that would be considered the mood. I choose the song for my story because the overall events seemed quite somber and dark even if the characters don’t act like it.

Core Competency Reflection

I use evidence to make judgments or decisions as demonstrated in this…

This is demonstrated in my building of the characters avatar. I had descriptions of one person from 3 others. Two in the beginning and another in the middle of the book. With three different people describing one, all from different perspectives it was necessary to choose what was common in all three and build my character from that.

I seek, develop and weigh options as demonstrated by…

Almost the same thing as the first reflection but not limited to character descriptions. As a book with five different perspectives I needed to decide which one held the most relevant information in the situation. I couldn’t include all but each one had something a little different about it. I also needed to decide which of the characters to introduce in my movie. I ended up choosing the two in Toronto as they had most of the relevant information between them.

When I need to boost my mood or re-focus, I…

If I got stuck in the middle of the movie I would try reading a few pages ahead in my book. If I was tired of my book as well than I would switch to reading a different one on my phone to re-focus after 5 min. I would be able to focus much better.