First Graph is the best thing that can happen, which is 3 years of incline in my stocks.

Year  Stocks  Savings Total

Year 0) $80,000  $0 $80,000 

Year 1) $80,000 + 10,000 x 1.075= $96,000

Year 2) $96,000 + 10,000 x 1.075= $113,200

Year 3) $113,200 + 10,000 x 1.075 = $131,690

Each year, I would add $10,000 to the total (from the savings) add it to the stocks, then multiply it by 1.075.

The next graph I am about to show is the worst thing that can happen, which is 3 years of decline.

Year Stocks Savings Total

Year 0) $80,000  $0  =$80,000

Year 1) $74,480 x 0.931 + 10,000= $84,480 

Year 2) $84,480 x 0.931 + 10,000= $88,650

Year 3) $88,650 x 0.931 + 10,000= $92,533.97

The last thing I will be showing is what should happen, or has a higher chance of happening than the other ones, is 2 years incline, 1 year decline.

Year  Stocks  Savings Total

Year 0) $80,000  $0 $80,000 

Year 1) $80,000 x 1.075 + 10,000= $96,000 

Year 2) $96,000 x 1.075 + 10,000= $113,200

Year 3) $113,200 x 0.931 +$10,000= $115,389.20 

For the first 2 years, the stock market was inclining. The last year I ended up losing money from decline.

Justification

I am a person who likes to take risks. If i get lucky and have 3 years of incline, I not only make my goal, but I get $11,000 extra that I get. The downside to stocks is that you never know if its going to incline, decline, or stay the same. If I have 2 incline years and 1 decline year, I dont reach my goal, but I get very close to it. Although they are risky, im a person of risk and that stocks would be my pick, not only in this scenario, but in real life as well.

Collab and Contribution

I felt that our group was split up because the boys and girls would split up so there was less people to work with and learn different views from. Either than that, I felt that I learned a lot, talked and discovered stuff about different people like their strengths and weaknesses in math, and I felt we made a good use of the time we had and with the people in the group. We did try to take different approaches to some stuff we were doing, like what if we added savings before adding the rate. I would rate my ability to work with others a 3.5/4

Core Competencies Reflection

Examples of where I communicate clearly and purposefully can be seen in my graphs and my writing that I wrote, so that you can clearly see what I did, and if I did anything wrong then I can easily go and change it as its needed.

If there is disagreement within the group, I find it helpful to either ask the teacher about the disagreement, or invite a 3rd party in and ask them what they think should be the agreed upon term. Another thing I find helpful is taking a step back, doing some research, etc.

I can ask and respond to questions to be an active, supportive listener.

I can take on roles and responsibilities in a group; I do my share.

I can work with others to achieve a goal.