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Financial Literacy ADL

1. Solution

S T O C K S

15% – 800,000 x 0.15 = 120,000 (Down payment ) 

Growth – 7.5%

Year 1 –  80,000 x 1.075 = 86,000

Year 2 – 86,000 x 1.076 = 92,450

Year 3 – 92,450 x 1.075 = 99,383. 75

(Each year 10,000) 99,383.75 + 30,000

Total – $129,383

Growth declined – 8.7% 

Year 1 – 80,000 x 0.913 =  73,040

Year 2 – 73,040 x 1.075 = 78,518

Year 3 – 78,518 x 1,075 = 84,406.85

84,406.85 + 30,000

Total – $114,406.85

2. Visual Representations

3. Justification

I believe we found a fair solution, however, there are certain advantages and disadvantages to it While using stocks, you have the option of increasing your financial gain or incurring a loss. In our answer, we demonstrated what would happen if the stocks performed as expected for three years without any issues, as well as the one year within the three-year plan when you would not profit from the stocks. After purchasing their ideal home, the investors would have approximately $1,000 extra if the stock investment performed well for three years. Investors are loosing  $5000 if the stock strategy does not work out as expected.  I still believe stocks are the better and more effective alternative when needing financial assistance in this situation, depending on your level of trust and investment. 

4. Collaboration and Contributions

A) How did you find working with your group?

I found working in a group made this project a lot easier. At first me and my partner didn’t know what to do but eventually we figured it out together.

B) How did you contribute to the group? And how did others in the group contribute to your learning

I think me and my partner contributed to everything together I think i helped more with the writing and blog. Other wise when I struggled on the math problem she would help me. When she struggled with the blog and translating I helped.

C) Did you use any other the solutions proposed by your group? Why or why not?

Yes, in the beginning we were confused on how to do the assignment, my partner suggested we try out both solutions to the answer and it gave us a better understanding on how to do the work.

D) How would you rate your ability to collaborate with others in your group on a scale of 1-4 (1 not good; 4- excellent)

I think my collaboration skills would be a 4. It was a little hared to do this assignment because my partner doesn’t speak much English, but we still managed to work together really well.

5. Core Competency Reflection

a) I can ask and respond to questions to be an active, supportive listener.

My partner and I were confused when given this assignment, but once I started asking questions, it became quite clearer what we needed to complete.

b) I used to think…and now I know…because I …

As necessary, I asked for clarification, thought again about my answer, and repeated my calculations if they didn’t seem correct.

c) When I need to boost my mood or re-focus, I…

I was away sick when this project was introduced. I didn’t understand what we had to do and that caused me stress. when I need to re focus I take a five minute break and try to get back into the work.

d) I can advocate for myself

I struggled to understand how the stock market math worked before speaking up for myself and asking for help.

Science 10 Core Competency Self-Assessment

Communication

We all communicated nicely with one another as a group. We all worked together to complete the project.  We discussed the material we wished to research in our communication. We had to research and discuss the energy source of our choosing for the project; our group settled on wind energy. Each of us selected the subject under which we wished to find the material, and we also helped one another when we ran into problems. We all collaborated on the project, which made it much easier for me.

Artifact

This is the outline of out project, after a lot more information and color it looked a lot better. We all did study on wind energy and learnt a lot about I learned that wind energy is very helpful in day to day life. Even though we didn’t have to present the project it was very nice working in a group with those people, everybody took part and it looked great.

Core Competency Goals

My strategies for collecting relevant information for specific tasks include…

Last year I felt I struggled somewhat collecting relevant information for specific tasks. My goal for this year is to talk more to the teachers to clarify and understand the criteria. I will also work harder to find the most relevant sources and evidence to answer the specific questions. This could be done could be done from better internet research and library resources.

When I need to boost my mood or re-focus, I…

Often I lose focus or procrastinate when doing or starting my work. This is something I really need to work on. My plan is to try get my homework done first thing or in a timely manner. To help me do this I’m going to structure my time better and when I notice I’m starting to loose focus ill take a small break and get back to my work promptly.

Some of the ways I work to build and maintain relationships are…

I feel I have good friendship group however I’m going to work harder and reach out to people who I feel maybe be left out. I will do this by introducing myself to people and starting conversation. I will be inclusive and help where I can.

English 9

Artifact

Dress codes 

Dress codes and uniforms have been researched for years and it’s quite a contentious issue. Opinions and thoughts are always going to be different depending on who you ask, regardless of gender, and this argument will long continue to be discussed, researched, and wrote about. 

As we’re in school right now, I’m going to start with saying  

  • School dress codes are not just a list of things that you can or cannot wear, they go way beyond that. It teaches people that their bodies have to be hidden.  
  • It mainly targets girls/ women discreetly because although people may say “you can wear what you like” but at the same time they’re thinking “you should also know the line and not cross it” 
     

 People use clothing as a self-expression of themselves. People have unique styles, and they should be free to dress how comfortable they feel. Research shows when a person dresses how they like, they are a version of their best self, as it’s something they don’t have to think about and follow what everyone thinks they should be like.  

One of the main problems is that schools have strict dress codes that irritate students and mainly discriminate against girls” 

One rule that comes to mind is the fingertip rule (that’s when your shorts can’t be shorter, your fingertips against your legs) 

It’s not girls’ fault if someone else sees them and has negative or inappropriate thoughts about them. They may just feel comfortable wearing a skirt at that length and it’s up to them. 

I know of 2 cases where a friend of mine was sent home to change because they were wearing something deemed inappropriate. What about their learning in class? They had to miss lessons and catch up later just because of this school dress code rule.  

I’ve noticed since coming to this school, students in all grades both male and female wear ripped jeans. Me personally, think there cool but I know of other people that talk and think they look cheap and inappropriate, especially for girls. but why? It’s just showing a little bit of skin. What about when boys wear shorts? They reveal a lot more.  
 

Farther, talking about jeans, I read an article on blue jeans. I bet we all own a pair, but did you know, there is also another point of contention in dress code gender bias.  

Male workers were able to wear jeans from as far back as 1873, but it wasn’t until 1934 – 61 years later – that a pair of jeans designed for women was even released.” So unfair.  
 

To conclude I would like to say, in my opinion I think school dress codes are unfair. They generally tend to target female students and there is so much more pressure on them. Being a student in high school can already be quite a difficult period of life and having added pressure about how to look and dress adds more to the daily stresses of life. People should be allowed to wear what they’re comfortable in and not worry about what others are thinking.  

(The Document would not work) Speech attached above

Curricular Competencies Reflection

I am most proud of my pervasive speech since it was the first actual speech I had ever prepared and delivered. I learnt a lot while working on this assignment, including how to create a speech that flows and has crucial facts that persuade listeners. I really enjoyed creating speeches because we were allowed to write whatever we wanted, which made the project easy. I anticipate giving more talks in the future, therefore I want to improve and become a more confident reader.

Core Competencies Reflection

I believe I applied a lot of critical and reflective thinking on this task. Finding a topic to write about during the beginig it was difficult for me, but once I thought of dress regulations, the thoughts just kept flooding. It was a little easier for me to put the speech together because I had a strong enthusiasm for it.

Stargirl The Movie

My Movie

Plot, Character, Setting and Mood

From reading this book I feel I have understood more about characters, settings and plots. The author was very descriptive when describing characters which helped me imaged how a character would look, behave and carry themselves in their life. Despite the author not always using physical descriptions of characters, such as facial features and clothes, from the words used and the journey they took you on when reading, it helped me create an image of the main character. Sometimes when reading other books I don’t always grasp or understand the main points. While this book however, for me, it flowed, was simple and the points were clear and stood out for me. Because of this, I feel I was able follow and understand the main points which helped me summarize the whole thing. The Stargirl book mainly discusses 3-4 different settings and the story settings revolve around these areas. These were the High school hallways, the Football field and the school cafeteria. In books and literature the word mood depicts and describes how a character looks and feels. It takes a reader on a journey and brings out different emotions through different times and settings. In movies and film, mood is also very similar but can be communicated further through sound and visuals. If the plot or theme of a book or movie is sad and characters are of low mood then it can be quite sad and depressing but if its funny and characters are upbeat then it could be a comedy. I feel the mood Stargirl is Romantic, inspirational with suspense. I choose a song with Ukuleles. This is significant as Stargirl used her own Ukulele the play songs and sing Happy Birthday to everyone on their special day. From completing this project, I feel I have learnt more about plots, settings, descriptions to enhance a readers journey into a book and understanding character development. The more an author can take the reader on a journey will help them get more engrossed into detail and feelings of the story, character and get a message across. 

Core Competency Reflection

I use evidence to make judgements or decisions as demonstrated in this power point. While making this power point I went back into the book that I was reading to help find evidence, that helped finish key points and find quote that fit into the right slides. Even when I finding the right setting for the power point I went back into the novel to find some evidence of where the setting was at that time.

When I need to boost my mood or re-focus, I take a 5 minute break, Put my phone away and try to complete the task. After a long period of work I often get distracted and cant re- focus again. when that happens what I think really helps me is to take a 5 minute break, put my phone out of sight after that and re-gain focus again.

I respectfully advocate for my needs by asking a question. During this project I needed a little help during time to time. So, when I did need some help, I asked my friends in class or even emailed the teacher, both answered my question which helped me complete this project.

A goal I want to focus on as I go forward

In discussions and conversations, I help to build and extend understanding by asking questions. When I get stuck in a group discussion or don’t fully understand what to do, I often feel to shy to ask for help. I want to work on asking questions when needed so I understand and can participate more in the discussion.

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