Category Archives: ADL

ADL-Collaboration and Solutions for Financial Literacy

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Data and Solution

I will allocate my money in the account that gives 4.2% non-redeemable GIC in 3 years
(option B)

In the starting year, I have $80,000

On the first year, I will earn $80,000 × 4.2% = $3,360 for GIC

                           So, in total, I will have $80,000+$3,360 = $83,360

                           +$10,000

On the second year, I will earn $83,360 × 4.2% = $3,501.12 as GIC

                           So, in total, I have $83,360 +$3,501.12= $86,861.12

                           +$10,000 + $10,000

On the third year, I will earn $86,861.12 × 4.2% = $3,648.16704 for GIC

So, in total, I have $86,861.12 +$3,648.16704= $90,509.287

                           +$10,000 + $10,000 + $10,000

Hence, in next 3 years, I will earn $90,509.287+ $30,000 = $120,509.287 in total.

excel

Justification

GIC= guaranteed investment certification

I think the weakness of GIC is that not all investment returns are taxed equally, and unlike capital gains and dividends, interest income earned from GICs is fully taxable in the year received.  GIC is also a low returns. While GICs are safe, the returns are very low compared to other kinds of investments.

However. there are some good aspects, too; fixed term and interest. You will know exactly when your GIC will expire and how much interest you’ll earn at the end of the term.

Collaboration and Contributions

I didn’t work as a group and got a  help from Mr. Ruditsch. It was interesting to know about how GIC actually applies to the account.

Core Competency Reflection

When I need to boost my mood or re-focus, I… usually do other works so that I can do the refreshing. While I did this assignment, I had tried to re-focus on by looking up relevant info. 

My values around new learning inform my decisions about… I gives me another perspective on how I can look something in different views. 

I can ask and respond to questions to be an active, supportive listener. I make sure my group is active in learning and understands the solution.

I reflect on my thinking. I am able to look at my work and see any things I’ve done well in and any things I might have missed. 

I can analyze evidence to make judgements. I look at the evidence provided and create a possible solution. 

I consider more than one way to proceed in an investigation. I can look and process any other possible solutions to the problem. I then can see how it compares with my own solution.

Reflecting on my First Year

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My Grade 9 Year

This year I enjoyed all the new concepts learning from math 10, science 9, and social 9. I have participated actively in every courses and tried to complete every assignments in best efforts. I’m most proud of my grade. Up until now I got A in every course. It was hard to achieve my goal-getting A- but it otherwise motivates me more.

My Favourite Website

Oxford Learner’s Dictionaries | Find definitions, translations, and grammar explanations at Oxford Learner’s Dictionaries (oxfordlearnersdictionaries.com)

As a English Second Language Learner, I am still learning English. Whenever I found a word that confused me, I try to search up the meaning through the Oxford Learner’s Dictionaries. It helps me to not only solve my curiosity, but also improve my vocabulary skills.

Posting a Video

This video is the movie about the book, ‘Touching Spirit Bear’. Our group made a movie about the character, Garvey.

My Favourite Image

In English 9, we made a personal identity magazine. My topic about the experience about the recital, thus I choose the piano recital picture.

My Favourite Quote

“Push harder than yesterday if you want a different tomorrow”

“Freely bloom. That’s my definition of success”

Those are my two favourite quotes that I always keep in mind and try to follow. The first quote encourages and motivates me and the second one is something I pursue.

Works Cited

Redirect Notice. https://www.google.com/url?sa=i&url=https%3A%2F%2Fwww.123rf.com%2Fphoto_92918696_piano-recital-imagechildren.html&psig=AOvVaw3JVTyjlntCarhSW5CI0QTP&ust=1683220374408000&source=images&cd=vfe&ved=0CA4QjRxqFwoTCIDivcrU2f4CFQAAAAAdAAAAABAE. Accessed 3 May 2023.

Touching Spirit Bear The Movie: Garvey’s Story

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Our Movie

Plot, Character, Setting and Mood

· Explain how you figured out what your Avatar would look like.

I look up the descriptions of Edwin. I could guess his appearance through his words and the way he acts. He always somewhat give Cole advices. I could figure out he is calmness and warm, otherwise tough and brave. I made my own Avatar of Edwin based on these clues.

· How did you choose the plot points?

I check the story of a book again by reading again and discussing with partners. Then we choose and find the clues about Garvey and take a note.

· Explain how you figured out the setting in your story. Why is the setting significant to the story?

I try to find the picture that corresponds to each page’s mood and plot. Setting is significant to the story because I can possibly change the mood of the story and give audience wrong(different) impression.

· Explain what the word mood means and how/why you picked the song that you picked?

I think Garvey somewhat has a dark mood, although he always tries to help Cole. Thus, our group put dark mood songs.

Core Competency Reflection

An example of where I built upon someone else’s ideas is that… I am trying to communicate with my partners and look up the pictures and descriptions. After everyone finish their parts, I try to check others’ works specifically and discuss about better way to edit it. I show my opinion and idea and choose better pictures and descriptions.

I appreciate feedback on… the design and descriptions. I actively accept others opinion and make my parts better by discussing more.

Some skills I have developed to make my creative activities better… are accepting others’ feedbacks and actively participate in the projects.