Category Archives: ADL

ADL- Collaboration and Solutions for Financial Literacy

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Data And Solutions

3 Years to net $120,000 (15% Down Payment of $800,000)

S&P 500 Fund Annual Return of 11.88%

$10,000 per year through employment

First Year = $80,000 + 11.88%(80,000)

End of First Year = $89,504 + $10,000 = $99,504

Second Year = $99,504 + 11.88%(99,504)

End of Second Year = $111,325 + $10,000 = $121,325

Third Year = $121,325 + 11.88%(121,325)

End of Third Year = $135,738 + $10,000 = $145,738

Created on PowerPoint

Justification

With an Annual yield of 11.88% The S&P500 fund is by far the most consistent way to quantify and hold your money. Hypothetically if the index fund was to take a dip, the % would still, far pass the other two options (A, [1 Year 3.5% annual non-redeemable GIC], B [3 year 4.2% non redeemable GIC (4.2% annual return per year)]) The S&P500 Consists of the top 500 largest U.S company’s and has proven to yield a consistent increase (Even beating inflation). This option suites me best as A. I enjoy making money, B. Although there may be slight risk, if one of your companies was to dip, you still have 499 companies making up for the loss.

Collaboration and Contributions

As, I was elevated into a grade 10 class during my second semester, I did not have a chance to work with anyone.

Core Competency Reflection

I can analyze evidence to make judgements – I displayed this while gathering information to see which investment options will yield me the biggest return the fastest.

I can reflect on my thinking. – This was displayed during my explanation/justification of my idea. This was a good representation of how I reflected on my ideas..

I consider more than one way to proceed in an investigation. – This was displayed during the process of determining which solution was the greatest. I explored multiple options such as (Mutual Funds, Roth IRAs, ETFS, Crypto, Stocks) and came to the analysis that the S&P500 Index fund resulted in the most amount of growth.

I can take on roles and responsibilities in a group; I do my share. – I took on every single role and responsibility.

Citations

Canada Inflation Rate – April 2023 Data – 1915-2022 Historical – May Forecast. https://tradingeconomics.com/canada/inflation-cpi. Accessed 23 May 2023.

“S&P 500 Average Return.” Investopedia, https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp. Accessed 23 May 2023.

Reflecting on My First Year

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My Grade 9 year

The first year of high school is a pivotal and transitional period in a student’s academic journey. It is a time of excitement, nervousness, and new beginnings. I entered high school with a mix of anticipation and uncertainty as I navigated a larger campus, encountered unfamiliar faces, and had to adjust to a more rigorous curriculum. I quickly had to learn to manage multiple subjects, varying class schedules, and increased homework loads. The first year serves as a foundation for future years, setting the tone for academic performance and establishing study habits. It is a time of self-discovery, forming new friendships, and exploring extracurricular activities to shape my high school experience.

My Favourite Website

https://www.tiktok.com/

As educators, I am positive faculty view this app with certain disdain and annoyance. But throughout this year, tiktok has become an unbelievable asset to us students. Whether you are dealing with something and are looking for a community to help, or you just want a break from the stresses of exams and classes, TikTok has become an everyday part of everyone’s life.

Favourite Video

This video discusses the spiritual journey of the famous samurai, Musashi Miyamoto. This video taught me how important It is to change the way you react to obstacles in your life, as you cannot change what happens, but you may change your reaction.

My Favourite Image

I chose this image not because of the view but the people behind the camera. During this year I had a rough time finding a place to fit in, but the people I finally decided to surround myself with are nothing but amazing and deserve everything.

My Favourite Quote

“There is nothing outside of your that can ever enable you to get better, stronger, richer, quicker, or smarter. everything is within. Everything exists. Seek nothing outside of yourself.” – Miyamoto Musashi

I chose this quote due to how much it resonated with me when I first read it. It talks about how everything you desire is within yourself, and how you must search from within to take everything you wish for.

Works Cited

Appreciating Vagabond – Musashi’s Spiritual Journey. www.youtube.com, https://www.youtube.com/watch?v=5rX12HjzHlU. Accessed 20 May 2023.

Miyamoto, Musashi, and Munenori Yagyū. The Book of Five Rings. Translated by Thomas Cleary, Shambhala, 2005.

TikTok – Make Your Day. https://www.tiktok.com/. Accessed 20 May 2023.

Advertisement Persuasion Project

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My Advertisement

Persuasion and Advertisement Techniques

Persuasion and Advertisement Unit Reflection

Considering all of the examples of ads you saw and the ones you created, what did you learn about who benefits from advertisements?

After reviewing the contents of this course we have learnt that the company providing the product benefits the greatest: the models gather exposure and generate a paycheque and any third party with a “referral” code.

· Why is the who important to remember when you view an advertisement?

It may seem that you are benefiting from the product but, realistically it is the company behind it.

· Discuss the effectiveness (or not) of each form of persuasion: logical, ethical and emotional on an audience (and on you).

Logical persuasion works, as the advertisements make the product seem like the best deal. Ethical persuasion

· Choose 3 advertising techniques and explain why they are effective in the advertisement.

The use, of Celebrities in marketing, is a form of emotional persuasion, as it makes you think “The person you look up to does this, therefore you should too.” A massive sale sign is a form of logical persuasion, obviously, when you see something massively reduced, you feel it to be a great deal and buy in. The use of comparisons, for example, a fast food ad, with some sort of percentage explaining to you, that it is a “healthier” version of the same thing, without giving a proper comparison.

·Add a conclusion sentence (Therefore or Overall, this is what I learned about advertisement)

Throughout the last couple of weeks, we’ve learned multiple different ways persuasion is used to make us buy a product and how we can use it firsthand into persuading. We have learned how companies draw us in and now have the knowledge to combat it, and really think whether or not what we’re buying is truly a good deal.

Core Competency Reflection

I knew my group is working well together when I heard/ saw.

All of us worked together, bouncing off of each other’s ideas, and being able to communicate when we felt that there was something that didn’t make sense. A specific example was when one of my partners didn’t agree with one of our ideas so, we improvised and incorporated what he felt was best, into the overall assignment.

I showed others that I truly valued their contributions by…

I constantly made sure everyone felt included, always asking for others’ opinions. My language was very inclusive with phrases such as “I agree” or “That’s a good idea” and I made sure every idea was pasted onto a word document, further analyzed, then incorporated into the final project.

When there was disagreement within the group, I found it helpful to…

Hear out both sides to the fullest. Make sure there wasn’t anything left out of the discussion, then I was able to create a compromise with both opposing sides.